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Age Pension Guide

Age Pension Guide

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Learn about the Age Pension

Age Pension Rates

Age Pension rates (current to September 2022)

What is the current Age Pension eligibility age?

How the Age Pension Work Bonus works

What are the Age Pension residency requirements

What are the Age Pension residency requirements?

Are you eligible for the Australian Age Pension?

Age Pension income test (July 2022 guide)

Age Pension assets test (July 2022 guide)

How your super affects the Age Pension

Age Pension Income Test: How Deeming Works

Age Pension income test: How deeming works

Age Pension calculator (July 2022 update)

Recent news

Q&As: How will super affect my Disability Support Pension and other benefits?

Apple Solbrilla
February 21, 2022

Sheena Stow-Smith from PensionHelp answers reader questions how super affects Disability Support. Q: I am about to turn 60 on the 2nd of December and have been unemployed for over 10 years. Can I access my super and still receive unemployment benefits without having to pay tax? A: Generally yes, but you may need to…

Continue Reading Q&As: How will super affect my Disability Support Pension and other benefits?

Q&As: Buying or selling the family home and the Age Pension

Sheena Stow-Smith
January 5, 2022

Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home.

Continue Reading Q&As: Buying or selling the family home and the Age Pension

Q&As: Minimum drawdowns and Age Pension entitlements

Sheena Stow-Smith
December 7, 2021

Sheena Stow-Smith from PensionHelp answers reader questions how minimum drawdowns impact Age Pension entitlements. Q: My question is in relation to the Age Pension entitlement amount for my parents. My parents’ minimum drawdown amount from their super pension was 7% per year, now it’s dropped to 3.5%. Does this affect the amount of Age Pension…

Continue Reading Q&As: Minimum drawdowns and Age Pension entitlements

Q&As: Super pensions and the Commonwealth Seniors Health Card (CSHC)

Sheena Stow-Smith
December 7, 2021

Sheena Stow-Smith from PensionHelp answers reader questions about super pensions and the Commonwealth Seniors Health Card. Q: I commenced my compulsory pension drawdown in my SMSF in 2012. I couldn’t apply for a Commonwealth Seniors health Card at that date as I hadn’t reached the official retirement age at that time. My birth date is…

Continue Reading Q&As: Super pensions and the Commonwealth Seniors Health Card (CSHC)

Age Pension and assessing superannuation income

Sheena Stow-Smith
October 12, 2021

The means test that most affects Age Pensioners is the Income Test. Full pensioners make up 67% of Age pensioners, followed by 18% of Age Pensioners assessed under the Income Test. Careful consideration should be given when making changes with account-based pensions commenced pre- 1 January 2015. Provided the pension member has been in continuous…

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How the Disability Support Pension works for Age Pensioners

Sheena Stow-Smith
October 11, 2021

We often get asked what are the differences between the Age Pension and the Disability Support Pension for those who have reached Age Pension age. Centrelink will invite those on the Disabilty Support Pension to transfer to the Age Pension up to 13 weeks before they reach Age Pension age. You will need to tell…

Continue Reading How the Disability Support Pension works for Age Pensioners

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